Stop Living Frugally! 7 Essential Riches Tips

What I'm about to say here is totally opposite to everything you've been told to believe when it comes to getting money.

My views and action steps here will get some folk hopping mad.

I don't care.

Because you need to realize we are all being manipulated to achieve less than we're really worth.

And once you see how that's happening, you can change dramatically.

Even in these negative times of housing and gas price stress, you can change your life around 180 degrees in an instant, and live happy. A rich mind is just a mindset, and I'm going to tell you what I do to rise above your current problems.

I started thinking about this when I recently came across one of many websites that seeks to pull me down to the dull level of the unthinking masses... people who are unable to think for themselves and who use the popular media to do their thinking for them.

I got mad.

Because success in any field is not made by the average Joe doing average stuff. It is made by the contrarian thinker who takes action, who ignores the media viewpoint to become wealthy beyond the rest of their neighborhood.

Could you change your mindset and realize your true worth?

I have done it, and I'll tell you how.

Sometimes it takes a little motivation like completely ignoring people who suggest you can save a penny here and a cent there by buying soap powder in bulk. Who also say you can become a millionaire by wasting your life putting 10% away in a compounding account and waiting 30 years.

What! I can't wait 30 minutes for my wealth. I could die any minute. All those years wasted for nothing!

I'm sick and tired of people trying to make us scrape by on a penny... to convert us to poverty thinking. Here’s some of their twisted thinking:

- Stop buying cars, they say, it will drive you broke with depreciation and running costs. As for expensive cars, they aren't necessary, you only need to get from A to B, right? Wrong! People treat you differently when you drive a quality car (Notice I said 'quality'. It doesn't need to be expensive, for now. Even a 20 year-old Mercedes in nice condition will do). A quality ride is a magical experience. Ask anyone who has ridden in a Rolls Royce. Why should you settle for less! People with low self-esteem can drive anything. Notice they also dress poorly and have worn out shoes. Owning a good car is essential to boosting your well being. A car liberates you, and defines you. Taking a train or bus will just keep you grounded in poverty thinking.

- You only need a 1,000 sq ft home, they say, and wow - look what you save on maintenance and taxes. Wrong! I gladly pay a small fortune for my upkeep because I'm enjoying every minute of it. I happily make the financial sacrifice. Know what defines the rich from the poor, apart from money? Space. The more you have, the better you live.

- The best things in life are free, the saying goes. Nope. Do your family really want to visit you in your rundown slum in a swamp on the edge of a nuclear plant development? Wouldn't they prefer to play tennis on your double area courts, take a hike round your 200 acre wooded back yard, swim in your Olympic size pool? You bet. Your family will still love you for free, rich or poor. So why not aim for rich?

Are you proud of having the biggest pile of grocery vouchers in your street? Are you overjoyed when you score a bonus point on your loyalty card? Do you forage the local tip for stuff you can use in your own home to save buying it?

Get real.

Free stuff is good for meeting low expectations. Penny-pinching depresses you and keeps you at a low level of achievement.

When you're on the breadline, everything looks like bread. When you live at this lower level, your mind shrinks to adapt to it.

By contrast I have a rich mentality. So I never do these things:

- I never look at the petrol pump prices.
- I never know what food costs. I just buy what I need.
- I never worry where the money will come from. It always does.
- I rarely question the price of things. But I will try for a bargain where I can. Saved 10% (that's $20,000 I got back) on my recent new Lexus by buying clever.
- I always pay a tradesman their worth without a quibble.

The point is this - you and I are not going to get vast millions by spending a $2 lotto ticket each month. You need to change your mindset and earn more so you can buy more tickets. More tickets means more chances.

It's time to step up to the plate and go for gold! Here's some crazy ideas for you to get started earning and thinking big in your new life:

1- Buy an expensive watch.
Even if you own nothing else, get a good watch for the simple fact that it will inspire you. It's a mobile symbol of your expectation. Every time you look at it, you'll think about the good life it represents. That constant trigger will give you incentive to get moving, get earning more, spending more on lotto. A few years back I bought my wife a Omega watch to match mine. Hers is a Cindy Crawford model with umpteen diamonds worth three times the value of mine. Mine is an Omega Constellation, a more modest watch. I'm not a flashy person by nature. Interestingly, whenever I look at her watch, I think about what I need to do to drive up my own income further.

2- Fill your wallet with cash.
What's the amount of folding paper that scares you to have in your wallet? $50? $200? $500? Choose the amount that makes you nervous, and keep it in your wallet. Guess what? After a while, you'll start to feel good about it. You won't be worried about being caught away from an ATM or bank. You'll be able to negotiate with sellers - offer them card, or a lower cash amount. You'll be surprised how low you can go with cash. But the best result of this move is that you'll feel rich, very rich. Cash is king. It's tangible. Just don't flash it about :-)

3- Live beyond your means.
There's nothing that inspires me more than to get up each morning and find ways to get a bigger mortgage. I'm living in my dream house, but I have a better one lined up. Just need a few million more to acquire it :-) And having a big commitment makes me work smarter, buy more lotto tickets. Don't listen to Suzy Orman or any other number of 'sensible' financial advisors who dispense ordinary advice. They're only trying to bring you down to the masses' way of thinking, and keep you poor and compliant.

4- Don't have a rainy day reserve fund.
What's the point of having money if you don’t use it? It's useless sitting there, gathering a tiny few percent in interest. Instead, take out a credit card with a limit that allows you to live for 6 months, and keep it in a safe place. Don't ever use it unless in an emergency. That's your rainy day fund, and it only costs you $35/yr. Better than having $10,000 in savings which could buy you any number of fancy things right now.

5- Change your job to sales.
Working for $15/hr? You're exchanging time for money and you'll never climb out of the pit. Because what happens when you run out of time? Simple - you limit your income. Say you work in a widget factory and can produce 1 widget an hour. You get paid $15 an hour to do that. How are you going to increase your income? You can't! Sell the widgets instead. If you sold 10 widgets at $100 each in an hour - hey, that's $1,000 an hour! Could you sell 100 widgets? That's $10,000 an hour! See the difference? Unlimited thinking is the key.

6- Write your goals daily.
Set extreme goals and confirm them in writing EVERY DAY, in the morning - to set the pattern for the day ahead. Do one thing towards your goal each day. Remember "The Secret"...that book that swept the world a while back? Though much of it was marketing twaddle, one of the most important parts was the goal setting through writing. For some reason the mind works on your written desires and brings them to fulfillment. It works for me all the time, and I don't know why or how. Like me, just do it and believe it will happen.

7- Tithe.
Tithing works. It doesn't have to be money you give away. You can also quit your unused possessions. We gave away a perfectly good clothes drier last week to our church, and someone right now is giving thanks for it. Money is just more convenient. Here's how tithing really works. Forget the spiritual rubbish about 'the universe' giving stuff back to you because you tithe. The reality is that by giving money or stuff away, you are subconsciously acknowledging that you are in fact wealthy enough to do it. That is an important boost to the ego, and before you know it, you're doing more, taking more risk, living more fully. The fear of not having enough wealth is driven out when you give money or items away with a glad heart. It works on YOU.

Why am I suggesting these 7 strategies?

Because unless you are able to play more than the average $10/week that most other lotto players spend, you're going nowhere fast.

The More You Spend, The Faster Your Odds Improve.

It's simple maths. Accelerate everything in your life and you get there faster... whether it applies to success in your sales job, or winning lotteries.

Should you take any of my advice?

No. Because only a privileged few reading this are mentally capable of using this information wisely. The rest will end up poorer and in debt. And blaming me for it.

Is that you? Only you know.

If you have any doubts, or lack vision, give up now. Keep buying your $5/week lotto ticket and maybe win it back, or maybe not. At least you'll be safe and secure and your life will be comfortable in the rut you're in.

To sum it up:

1- You need to increase your income to be able to afford more lotto tickets.
2- Even if your winnings are slow to start, at least your income will be working towards getting you to most powerful position in the world - your own independence and personal freedom.
3- Ignore conventional thinking. It will severely limit your earning opportunities.

Up to you now!

If you haven't bought my basic Silver Lotto System yet, don't miss the special price reduction if you buy today: http://www.silverlotto.com

Looking for the quickest way to get ahead? Use my Silver Lotto PRO System: http://www.silverlottopro.com

Do it now!

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They're All Trying To Sell You Something!

In my business I get round a lot of websites. And quite frankly I am getting irritated beyond belief.

The latest offering doing the rounds is something called "D*v*t Dollars." Great name, but it's simply a lot of ballyhoo... a whole procession of income reports, wealth qualifications and not much else. There's not one single giblet of information about the product (called a blind offering in the marketing business).

Why would you want to buy this overhyped mess? I've no idea. I'm not even going to buy it to see if there's any value for you. I can tell you right now, it's unlikely to make anyone money except the owner.

I have another related complaint.

It's about these giant offerings of info-products with reams of fancy bound books, CD's spewing out of the packets, and tons of worksheets. Sure, they look fancy, and they weigh as much as a kitchen sink when you receive the enormous box by courier. But you have to put your life on hold while you're reading it and trying to absorb the vast amount of information.

Now, these marketers, they're all trying to sell something... I know. So am I. But the difference is that my lotto product is real, and it's quick to understand. There's no hoopla, or puffery. I don't lead you on. I don't make you dribble at the mouth with anticipation, then let you down with a lottery product that looks the same as everybody else's.

My stuff is simple, direct, unique, just like me :-)

You can even buy it ready-to-go, so that you spend just a minute or two filling out your lotto tickets - just once - and never have to do anything else again.

No work, very little reading, easy to understand. Lotto success in a box.

Sheesh, which would you buy? As far as I'm concerned, it's no contest. My Silver Lotto System

Here's my suggestion... if you get more than a few paragraphs into a strange website, and it doesn't tell you what they're offering - forget it. You'll be no better off after spending your $197 or whatever on some fancy product.

Save your money and your sanity. Stay real. Look for testimonials and truth.

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A New Twist To Quitting Debt Fast

While you're waiting for a lotto win to bring you a windfall, why not get started on getting rid of your debt permanently.

While it would be nice to imagine that your future lotto wins will give you the good life (and maybe a classic Ferrari) very soon, no one knows when that's going to be - even me with my magnificent system! :-)

This is something you can get started on today, and benefit for the rest of your life.

Throughout my posts I emphasize that you need to take ACTION on everything you do. This is just as important in your day-to-day life as it is waiting for future wins. Always work on the determinable... the stuff you have control over right now. And surprisingly, quitting debt is one of the easiest to succeed in.

Most of us have debt, and most of us want to quit it fast. Not only does debt take a lot of fun out of life, it also prevents you from taking vacations when you want to, giving gifts to your family when you want to, and buying some luxury items to make life fun.

A while back in one of my Lotto-Tips newsletters, I revealed my method for reducing debt fast, but I've since discovered a new twist that makes it even better.

Here's how it works...

In the past I've recommended that you systematically pay off the smallest debts first. This still applies, but you can now do it in a more efficient way:

1. Make a list of all the consumer debt you have. That doesn't include food, transport or day-to-day expenses. List the total of each debt.
   
   
2. Now, beside each item write down your monthly payment.
   
   
3. Divide that payment into the main total for each. This will give you a ratio that prioritizes your debts far more efficiently.

Here's an example...

----------Loan Bal. -----Monthly -----Ratio
House ---$100,000 -----$1500 -------66
Car ------$12,000 ------$500 --------24
Visa ------$7,000 -------$350 --------20
Loan -----$5,000 -------$200 --------25
----------------------------------------
--------- $124,000 -----$2550


To do this, you'll need a little extra income...

If you're like most people, you'll have some money over after the monthly payments. If you don't, look for ways to increase your income by reducing some expenses. Or better - increase your income. I've suggested that you become an affiliate for the Silver Lotto System... this will bring you in around US $17 a sale. A few of these sales a week will make quite a difference to your income. One of my top affiliates earns over $30,000 a year.

Now choose the payment with the lowest ratio. In this example above, it's the Visa card with a ratio of 20. Use your extra income to pay that card off first. For example, you might find you're able to pay $600 a month in total off your Visa. That's an extra $250 a month. This means that the card will be fully paid off in around 11 months.

Here's where it starts to get better. Now take that monthly Visa payment of $600 and use it to pay off the next low ratio item... in this case the car. Because of the extra payment, you're now able to pay $1100 a month off the car, which means that it will be fully paid off in just a further 6 months!

Here's why...

Because you've been paying the car off at a regular amount already, it has a reduced balance of $6,500 after you finish paying the Visa card. So now paying the car back at $1100 a month lets you pay it off completely in 6 months.

Now that you don't have the car payment, you have a total of $1600 a month free to apply to the next low ratio.

On that goes, rapidly speeding up until at the final loan - your house - you have over $3000 a month to apply to that amount. It will take only a little under three years to pay back that balance.

Now you're completely debt-free, and altogether it's probably taken you less than 5 years! Most people are amazed at the speed at which it works.

There are two success secrets here...

SECRET #1: Once you've decided you are going to pay down your debt, don't spend any more. Any further spending will just increase the time it takes.

SECRET #2: Daily, visualize the life you going to have free of debt. This is important because it gives you the incentive to carry on when times are tough. Also reward yourself after each major success. Go out to dinner, buy or sell something special... just make sure that you celebrate at each stage.


If you've taken the time to read and work out this system, you are 99% ahead of the rest of the population who will never be free of debt for most of their lives. Enjoy!

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Here's My Biggest Seller

I occasionally sell related products that I think would benefit my readers.

Any top seller I select is good for my buyers because refund rates are low, therefore quality should be good.

The top 3 items I've just worked out from my sales figures are close contenders with just a few dozen sales difference, but the one that sells the most is this: http://www.silverlotto.com/leaveslots.htm

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How To Win Both Ways - In Lotto And In Life

When I changed the title of this blog to "the lotto life" a few weeks ago, one of the main ideas I had was to draw a parallel of a successful life with playing and winning lotto.

Over the years it's become very obvious to me that people who are successful in life are also successful in lotto. The disciplines of desire, application and persistence apply to both life and lotto. They don't throw dice for a living.

So in these posts I'm going to explore these topics in more detail. Today I want to talk about how successful people reduce their financial risk.

Most people have just one form of income. It could be their job, superannuation... income from just one source. And I think you know what I'm about to say: - when that source dries up or is taken away, they are stuck. They have to search for another job and find money to carry them over while they do that. It's a burden and it ALWAYS happens at the wrong time!

My business has several income sources - not just from my lotto products. If I take a hit in one area, I can boost the rest to rally round and make up the difference. And I'm always adding more to the mix so that eventually I will be "business-independent." That means I could drop several income streams and not be affected.

Some investors use property as a way to safeguard their income. I know several people who have dozens of investment homes. The rent from these multiple properties provides a very strong income source.

It's no different in lotto. If you play with only one ticket, your winning chances are very much reduced. That's obvious. So, as in life, you need to increase your opportunity value by playing more tickets.

OK, so how do you increase your income streams? If you have a standard day job, then one of the best ways to increase income is to dip your toes in the entrepreneurial waters with a home business. This has the double advantage of protecting your main income if that dips at any point. And your secondary income is a great buffer against any problems you may have looming.

I'm about to release a low cost business kit for the Silver Lotto System so you can get your income stream flowing. I believe that selling my system is one of the best businesses you can possibly have. It requires a medium amount of promotion, but everything else is automated. It's the ideal business to start building your financial safeguards.

If you haven't subscribed to my newsletter, do so now in the box on the right hand side of this blog. You'll get full information sent to you when I release it later on today.

In the meantime, remember that to increase your lotto options you need to buy more tickets. My system shows that fully in the manual. It's not expensive the way I explain it.